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A study recently released has revealed that the average driver in Britain will be involved in an car accident every six and a half months.

When balanced out, that equates to every individual being the victim of nine accidents during their life. It seems a truly staggering statistic, and one that most people are unlikely to walk away from without suffering an injury at some point.

Even if you manage to avoid damaging yourself in all nine accidents, the likelihood is that your car will come off slightly less healthily. And thats why theres such a need for proper car insurance cover.

The Government have announced that they want to cut the number of car accidents by 40% by 2010, a big target but one that they feel is achievable. With driving tests becoming stricter, it is the young drivers of Britain who are being tasked with realising the objective; after all, they are the ones who are involved in the most amount of accidents.

But it is not just to satisfy Government targets that young drivers should improve their driving habits, it is for the sake of their own wallets too.

A result of the terrible reputation that they have means that young driver car insurance is horrendously expensive when compared to an motorist of more mature months. Some of the balance can be re-addressed by buying a motor insurance policy from an firm that deals specifically with young driver car insurance, and so is able to offer an significant discount, but the fact remains that young drivers will have to pay a large amount in order to insure their car.

If the Governments 40% reduction in accidents is achieved, then in the future young driver car insurance will be more in line with that of older drivers. But until that time, there are several ways that young motorists can reduce their premium, and Hoot Car Insurance Services, specialists in providing young driver car insurance, have revealed a few tips that are guaranteed to save a couple of quid.

One of the best ways to get an cheap car insurance premium is to enrol on an advanced driving course such as PassPluss. The idea might seem like a massive hassle after all the driving lessons that youve already done, but it really will be worth it to save the money. And on top of that, the courses do teach some important skills that standard driving lessons just dont offer.

Instead of having your own motor insurance, it might be tempting to become a named driver on a parents policy. Bad idea. It might save a little bit of cash now, but in the long-term youre only going to lose out- and lose out big style. A no claims discount is one of the most important things that a driver can have to get cheap car insurance, and by becoming a named driver you wont get one. As an result, a few months down the line when you do finally get your own motor insurance, instead of having a nice cheap premium because of your months of no-claims, youll have to start from scratch and pay out for an expensive policy. Its just not worth it.

Ensuring the security of your vehicle is something that car insurance companies like to hear, and so will give you a discount if you can show that your car is not a thiefs paradise. Keep it in a garage, but if thats not possible then a driveway will do- anything to keep it off the street. Invest in a steering lock, an immobiliser and an alarm, and if you really want to get an cheap car insurance policy, get hold of a tracker too.

On top of these few industry secrets, the one thing that you can do to keep your young driver car insurance premium at a low is simple. Drive sensibly.

Speeding points in your first few months of driving really rack up the price of motor insurance, as does any accident that youre unlucky enough to be involved in. Drive carefully, follow the few tips above and be sure to buy your policy from an firm that specialises in young driver car insurance, and youre guaranteed to save a lot of money. Money that can be better spent on far more interesting things than boring old car insurance.